WallStCheatsheet:Top 8 Money-Saving Tips for Women

Also, check out the website Freecycle. Users advertise a wide variety of items for free — you just have to go pick them up. And many restaurants offer birthday rewards to members who sign up for their online newsletter: you can usually score free appetizers, drinks, or desserts. Once you start saving, use your extra cash wisely. Bulk up your emergency fund, funnel more cash to your IRA, or open a college fund for your kids.

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